AFM  Health & Wellness 


Annapolis Family Medicine is proud to present our Health & Wellness Program.
This program offers amenities and health benefits beyond those covered by private health insurance plans,
and will allow us the needed resources to enhance your health care by offering a more integrative model.

AFM Health Information
Health & Wellness Program Information
AFM Health FAQ
Health & Wellness Program FAQ
AFM Health FAQ

New Patient Forms

Membership Benefits

Health & Wellness Nurse

Assistance by direct telephone line and electronic services . With a direct phone number and email, you will have access to our Health and Wellness Program Nurse. Our Health and Wellness Nurse will help coordinate care with our providers to ensure medical needs are met in the safest, most efficient means possible.

Enhanced Wellness Exam

Currently insurance companies only cover 1 basic preventative exam a year. With the Health and Wellness program, in addition to the annual recommended preventive exam, you will receive a more extensive cardiac analysis and risk assessment as well as an enhanced nutritional and psychological assessment.

Annual Nutrition Screening.

A written, individualized assessment of a treatment plan will be provided by our nutritionist Casey Lehner, RD after a careful analysis of your exam and laboratory findings.

Annual Psychological Assessment

In collaboration with Kathy Gabriel, PhD, Health and Wellness patients will have access to an annual psychological assessment/consult personalized to the patient.

Integrative Medicine Consultations

Our Comprehensive Wellness Care will include an evaluation to determine if these alternative therapies would be beneficial to you. These therapies include:

  • Hormone Replacement Therapy*
  • CBD Oil*
  • Medical Botox*
  • Medicinal Cannabis*

*This consultation is included in our plan but there is an additional charge for each of these treatments.

Comprehensive Medical Care

We provide comprehensive care from adolescents to our seniors with:

  • Annual Wellness preventative exams
  • Health Risk Assessment
  • Chronic Disease Management
  • Urgent Care Same Day Care
  • Virtual Visits
  • In Office Lab Services
  • Medical Botox treatments for Migraines

Additional Benefits:

  •  Consultations for travel medicine.
  •  Virtual Visits per provider discretion **Fee for service subject to approval by insurance


Membership fee:

  • $66.67 monthly OR $200.00 quarterly OR $800.00 dollars annually for an individual
  • $133.34 monthly OR $400 quarterly OR $1600 annually for a family (spouses and dependents < 26 years of age)


The benefits of the AFM Health and Wellness Program are numerous. This program will help eliminate the need for frequent office visits, thus saving you time, money and limiting the exposure of contagious illnesses. For those who choose these services, this program will provide beneficial enhancements to your medical care and overall wellness, allowing for an integrative approach utilizing our diverse team here at AFM. We look forward to working with you to provide the highest quality of medical care.


What prompted this change?

Lower reimbursement rates and increased requirements by insurance companies are leaving providers with little time for meaningful interaction. This program will allow us the needed resources to enhance your health care. Our goal is to have more time and resources to focus on patient care, specifically on prevention and minimizing the need for treatment.


Will my insurance cover the annual fee?

No. However, certain Health Savings Account (HSA) and Flexible Spending Account (FSA) plans may reimburse for all or part of the fee. Each plan is different, so it is always safe to check with your human resources representative or plan manager to find out.


Will you still bill my insurance?

Yes, there will be no change in how we currently bill your insurance. We will continue to bill for visits and procedures, and charge copays, co-insurances, and deductibles as we currently do. Our annual fee covers the services that your insurance and/or Medicare does not cover.


What if I don’t have insurance?

For our self-pay patients who pay at the time of the visit, we offer discounted prices for visits and in-once procedures. In addition, our ability to triage patients via phone will allow us the ability to limit unnecessary visits.


Can I un-enroll from the program at any time?

Yes, you can stop your membership and get a prorated refund for the membership fee at any time by giving 30 days notice. If you wish to stop the membership, simply write a letter requesting discontinuation of services.


How can this save me money? Will I still have to pay a co-payment each time I come in?

Yes, you will continue to be responsible for your co-pay and deductible. Our Wellness Plan is completely separate from your insurance. However, we dedicated time and resources to finding a plan that would allow you to get full benefits from your insurance. We can help to reduce your costs by providing more comprehensive care, and by utilizing our resources to assess and treat you at home when it is appropriate to do so. This is a win-win for everyone, and an additional benefit is to reduce the spread of highly contagious respiratory infections.


What extra services am I getting for this money?

You will be receiving many enhanced services: If needed, you are getting extra time with providers, same day visits, LESS once visits for routine medication refills (if appropriate), consultations with our psychologist and dietician, consultations for medicinal cannabis, CBD Oil, and cosmetic botox (if desired), and a direct line to our Health & Wellness nurse to get your questions and requests answered promptly.


What changes with my insurance with the wellness program?

Nothing! Your insurance will be used IDENTICALLY to how it is currently used. The additional cost is simply put towards the extra services we are offering. The fee covers the services that are not traditionally covered by insurance.


Can I pay for the fee with my HSA/FSA account?

These payments are generally covered. Please check with your insurance provider.

Get started with

Annapolis Family Medicine today


The mission of Annapolis Family Medicine is to promote the health and well-being of the community’s needs by providing accessible high-quality medical care for people of all ages.


Annapolis Family Medicine
104 Ridgely Ave, Ste 302
Annapolis, MD 21401

T: 410-280-9500
F: 443-214-5168

All office visits are by appointment only


Business Hours

Monday: 8:00AM - 5:00PM

Tuesday: 8:00AM - 12:00PM, 1:00PM - 5:00PM

Wednesday: 8:00AM - 5:00PM

Thursday: 8:00AM - 5:00PM

Friday: 8:00AM - 4:00PM

Lab Hours

Monday- Friday 8:00 AM-12:00 PM &1:00 PM-4:00 PM

All urgent calls during closed office hours can be directed to the Hospital Operator and the on-call provider can be called. If the phones are not working, you can call the Hospital Operator at 443-481-1000 and they will page your on-call provider.